FEATURES OF PANCHSHEEL
In the cooperative sector, there are very few credit societies that offer attractive interest rates on member deposits. Among them, our Panchsheel Co-op. Credit Society Ltd. stands out as a stable, transparent, member-centric, and socially responsible institution.
The society works dedicatedly for the financial progress of its members, maintaining a balance between savings, investment, and credit with the ultimate goal of providing Financial Security for All.
You can start saving with as little as ₹100 under any of our schemes and earn competitive interest rates. Furthermore, you have the flexibility to withdraw your deposited funds at any time, subject to the society's terms and conditions.
Net Banking
Panchsheel offers secure and convenient Net Banking services that allow customers to access their accounts 24/7 from anywhere. Customers can perform various banking transactions online without visiting the branch.
Net Banking Features:
- 24/7 access to your accounts from anywhere
- Secure online transactions with advanced encryption
- User-friendly interface for easy navigation
- Instant transaction confirmations and updates
Available Services:
- Account balance enquiries and mini statements
- Fund transfers to any bank account
- Download account statements and balance certificates
Fund Transfer
PANCHSHEEL money transfer service can be availed by all customers of Panchsheel. This service helps customers instantly transfer money from their Panchsheel account to anyone in India.
Key Features:
- Real-time money transfer
- Online transfer without writing cheques
- Money credited in beneficiary's account instantly
- Transfer money anywhere in India
Available Transfer Modes:
- NEFT - National Electronic Fund Transfer
- RTGS - Real Time Gross Settlement
- IMPS - Immediate Payment Service
- NACH - National Automated Clearing House
Agency Mobile Banking
The identity card holder representative of the organization will visit the account holder's home or place of business and deposit the amount and give them a receipt.
Service Features:
- Doorstep service for deposits
- Amount recorded in passbook
- Monthly account book verification by office
- Authorized representatives with identity cards
- Digital receipt confirmation
SMS Banking
Accessing your account at your fingertips is undeniably an advantage for its customers. Panchsheel offers SMS Banking facility to keep customers updated.
SMS Alerts Available:
- Fixed deposit maturity intimation (7 days prior)
- Saving account debit & credit transactions
- Outward cheque returned intimation
- Account overdrawn intimation
- Daily deposit balance on monthly basis
- New account notifications
Account Information:
- Latest balance information
- Last 3 transactions details
Merchant QR Code
UPI QR (Scan & Pay) is a digital payment acceptance channel displayed at the merchant establishment to facilitate receipt of payments by scanning the QR Code from any UPI linked mobile app.
Features:
- Digital payment acceptance channel
- Scan & Pay functionality
- Works with any UPI linked mobile app
- New channel for initiating and accepting payments
- Mobile phone based transactions
